SAVE MONEY
No-Cost Tools
Hey there, it’s Steve from Feasible Creative — your weekly shortcut to smarter money moves.
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Forget the expensive apps and platforms promising to revolutionize your money management.
Some of the best tools are simple and cost absolutely nothing to use.
While some paid tools are worth it, three no-cost options have massively transformed my finances, and can do the same for you.
Today, I’ll reveal the three game-changing tools:
3 Tools That Changed Everything
💸 Debt Payoff Visualization
After graduating from college, I had $22,051.37 in student debt. Instead of scraping together funds for a debt management app, I found a website called unbury.me.
This free tool gave me a clear payoff timeline and showed how much interest I’d save by paying a little extra each month.
This visual clarity was extremely useful during a time where I was feeling overwhelmed with debt.
Thanks to unbury.me, I was able to pay off my student debt by age 23 and even got featured on Dave Ramsey’s Instagram:
💸 Net Worth Tracking
As important as budgeting is, net worth tracking might actually be more valuable.
Net Worth = Total Assets - Total Liabilities
Assets include cash, investments, and your car’s value. Liabilities include student debt, credit card debt, and auto loans.
Instead of maintaining a clunky spreadsheet, use Empower Personal Dashboard. This is a free tool that connects all your accounts and automatically tracks your net worth over time.
💸 High Yield Savings Calculator
This free calculator from Marcus by Goldman Sachs shows exactly how much more you could earn with an HYSA versus a traditional account.
The difference can be hundreds or thousands annually, making the switch well worth it. (Keep in mind that APYs are variable and change over time).
Any other helpful tools I missed? Let me know!
Talk Soon,
Steve
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YOUTUBE
In Case You Missed It
Curious about High Yield Savings Accounts? Check out my video below where I answer every frequently asked question.
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Disclaimer: The content provided in this newsletter is for informational and educational purposes only. It is not intended to be a substitute for professional financial advice. Please consult with a financial advisor before making any financial decisions. This newsletter may contain affiliate links, which means I may earn a commission if you make a purchase through these links, at no extra cost to you.
Empower Personal Wealth, LLC (“EPW”) compensates Feasible Creative LLC for new leads. Feasible Creative LLC is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.