Forget the Spreadsheets…

For the last 7 years, I’ve been deep in the trenches of working in Finance, living and breathing spreadsheets to track every dollar. But in reality — life is far too hectic for the average person to waste time clicking around cells.

The good news? You don’t need to rely on clunky spreadsheets anymore as budget apps are here to save the day.

With new apps launching constantly, it’s challenging to separate the game-changers from the duds. Fortunately, I’ve tested nearly every app on the market so you don’t have to.

Here are the 3 best budget apps of 2025 (spoiler: the last one is the best).

  1. Rocket Money: If you’re looking to stay on top of your finances without obsessing over every single dollar, Rocket Money could be the right fit. Its standout features, like managing recurring expenses help make this arguably the easiest app on the list to use. The best part about Rocket Money? It’s free. Keep in mind it technically follows a ‘Freemium’ Model, so some features are paid only. Click here to try Rocket Money.

  2. Monarch Money: Need something a bit more robust, but still user-friendly? Monarch Money offers the simplicity of Rocket Money but goes a step further by including more chart visualizations to make managing money less of a chore. Click here to try Monarch Money.

  3. YNAB: Unlike the first 2 options on this list, YNAB (You Need A Budget) is designed for people who need to track every single dollar. This app uses a zero-based budgeting method which means you take your available funds and assign every dollar a purpose down to zero. This allows you to remain intentional with your spending. Click here for a free 34-day trial of YNAB.

In Case You Missed It:

Best 3 Budget Apps: See even more details around my list of the best budget apps.

Your feedback and suggestions are always welcome, so feel free to let me know what you think!

Keep Saving,

Steve | Feasible Creative

You don’t have to see the whole staircase, just take the first step.” - Martin Luther King Jr.

Disclaimer: The content provided in this newsletter is for informational and educational purposes only. It is not intended to be a substitute for professional financial advice. Please consult with a financial advisor before making any financial decisions.

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