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BUDGETING
The Missing Piece
Hey there, it’s Steve from Feasible Creative — your weekly shortcut to smarter money moves.
The truth is, even if you’re hitting your monthly savings target, you could still be moving backwards financially.
That’s because there’s one number that matters more than your budget, and many people don’t even track it.
Today, I’ll show you what this number is and why it matters.
The Big Picture Number
Your budget tells you where your money goes each month, but your net worth tells you if you’re actually building wealth.
Net Worth = Total Assets - Total Liabilities
Assets: savings, investments, home value
Liabilities: credit cards, student loans, car loans, mortgage
Think of your budget like a monthly scorecard while your net worth shows your true financial progress.
Why This Matters
Imagine you consistently save $2,000 per month and feel like you’re in a solid place financially. However, behind the scenes:
Your credit card debt is growing faster than your savings
Your investment accounts are losing value
Your car is depreciating quickly
As a result, your liabilities could be growing faster than your assets, causing your net worth to decrease.
The issue is, tracking your net worth with multiple different data sources can be extremely time consuming.
Thankfully there’s a free tool that automatically tracks your net worth for you. Keep reading to learn more.
Keep This Stock Ticker on Your Watchlist
They’re a private company, but Pacaso just reserved the Nasdaq ticker “$PCSO.”
No surprise the same firms that backed Uber, eBay, and Venmo already invested in Pacaso. What is unique is Pacaso is giving the same opportunity to everyday investors. And 10,000+ people have already joined them.
Created a former Zillow exec who sold his first venture for $120M, Pacaso brings co-ownership to the $1.3T vacation home industry.
They’ve generated $1B+ worth of luxury home transactions across 2,000+ owners. That’s good for more than $110M in gross profit since inception, including 41% YoY growth last year alone.
And you can join them today for just $2.90/share. But don’t wait too long. Invest in Pacaso before the opportunity ends September 18.
Paid advertisement for Pacaso’s Regulation A offering. Read the offering circular at invest.pacaso.com. Reserving a ticker symbol is not a guarantee that the company will go public. Listing on the NASDAQ is subject to approvals.
The Fix
Instead of juggling spreadsheets, I recommend the free Personal Dashboard from Empower. This tool pulls everything into one place so you can automatically track your net worth.
Click here to create your free Empower Personal Dashboard account. It only takes a few minutes to set up and gives your a clear view of your bigger picture with money.
The Bottom Line
Above all, only budgeting isn’t enough to confirm you’re moving in the right direction. That’s where tracking your overall net worth matters. In fact, both tools work better together.
Reply and let me know what you think! I read every email.
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Talk Soon,
Steve
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“Our net worth is ultimately defined not by dollars but rather by how well we serve others.” - Paul Allen
Disclaimer: The content provided in this newsletter is for informational and educational purposes only. It is not intended to be a substitute for professional financial advice. Please consult with a financial advisor before making any financial decisions. This newsletter may contain affiliate links, which means I may earn a commission if you make a purchase through these links, at no extra cost to you.
Empower Personal Wealth, LLC (“EPW”) compensates Feasible Creative LLC for new leads. Feasible Creative LLC is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.