Hey, it’s Steve from Feasible Creative — your weekly shortcut to smarter money moves.
SAVE MONEY
Wallet Minimalism
Contrary to popular belief, cutting coffee shop visits isn’t the magic fix to boost savings.
Real money drains are much more impactful, and ironically, some things that cost MORE actually improve your life enough to justify the expense.
Here are 5 things I stopped buying after finding better alternatives or realizing they were wasting money.
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5 Things I Stopped Buying
Cheap Mattresses: Sleep literally makes or breaks your day. With an uncomfortable mattress, chances are you’ll have bad sleep which means low energy, brain fog, and irritability all day. My mattress was expensive, but when you break down the cost per night of sleep, it’s worth every penny.
Cheap Clothes: I’m not talking about buying Louis Vuitton or designer brands. Instead, I’m talking about quality over quantity. I’d rather have a few nicer pieces of clothing that last years versus a mountain of fast fashion garbage that falls apart after three washes.
Cheap Groceries: This one may be a hot take. Years ago, I’d shop at places like ALDI and Grocery Outlet for low prices. Sure, I still seek out deals regardless of where I go, but I’m more focused on healthier products now. This means my grocery bills are higher each month, but as a byproduct my gut health is stronger and I feel more energized.
Multiple Adult Beverages: When I go out to eat, I still like to have one or two drinks with my meal. However, gone are the days of having many more beyond this. It saves money and keeps me feeling better in the morning.
New Books: Instead of buying new hard cover books, I’ve been going to the library much more than ever before. Additionally, I’ll listen to audiobooks, or simply buy used when I really want to own a physical copy.
TOOLS
Empower Personal Dashboard
Tracking your net worth is critical. That’s why I recommend the free Personal Dashboard from Empower. This tool pulls everything into one place so you can track your net worth.
The Bottom Line
Financial minimalism isn’t about depriving yourself, it’s about being intentional with what you buy. When possible, stop buying cheap versions of important things, and expensive versions of unimportant things.
The money you save from cutting the waste gets redirected toward things that actually improve your life.
What have you stopped buying lately? Hit reply and let me know!
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Talk Soon,
Steve
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“Buy less, choose well, make it last.” - Vivienne Westwood
Disclaimer: The content provided in this newsletter is for informational and educational purposes only. It is not intended to be a substitute for professional financial advice. Please consult with a financial advisor before making any financial decisions. This newsletter may contain affiliate links, which means I may earn a commission if you make a purchase through these links, at no extra cost to you.
Empower Personal Wealth, LLC (“EPW”) compensates Feasible Creative LLC for new leads. Feasible Creative LLC is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.